If you’re diving into FC 26 and want to make the most of your hard-earned coins, you’re not alone. Whether you grind through matches, trade smartly on the market, or capitalize on SBCs, knowing how to use your FC 26 Coins efficiently can make a major difference in your Ultimate Team experience. Below are 18 tried-and-true tips from seasoned players to help you stretch every coin.
1. Prioritize Meta Players Early
In the first few weeks of FC 26, prices fluctuate rapidly. Use your coins to invest in solid meta players who retain value and give you a competitive edge in Division Rivals and FUT Champions.
2. Avoid Unnecessary Packs
Tempting as it is, opening packs with coins is almost never worth it. Save your FC 26 Coins for players or investments that guarantee returns.
3. Master the Transfer Market
Buy low, sell high. Look for underpriced cards during squad battle rewards or promo pack floods. Reselling them can quickly multiply your coin stash.
4. Focus on Position Chemistry
Buying a CM to play CAM? Consider spending a few coins on position modifiers instead of overpaying for a natural CAM. It’s a small investment with chemistry payoff.
5. Use Coins for SBC Value
Some Squad Building Challenges (SBCs) offer high-value packs or player picks. Research the cost-to-reward ratio before dumping coins into them, but many are worth the investment.
6. Buy During Weekend League Sell-Off
Player prices often drop right after FUT Champs. Use this window to snag bargains and build your squad smartly.
7. Upgrade One Line at a Time
Instead of spreading coins thin across your entire squad, focus on upgrading a specific area — like defense or midfield — to feel a noticeable difference in gameplay.
8. Avoid Impulse Buys
Always check player stats, in-game performance, and price trends. Just because a card is hyped on social media doesn’t mean it’s a good use of FC 26 Coins.
9. Play Objectives Instead of Buying Players
Many promo cards are unlockable through objectives. If you’re patient, you can save coins while still adding powerful cards to your club.
10. Use the Compare Price Function
Before buying a player or item, use the compare price function to avoid paying above market value. This habit alone saves thousands over time.
11. Don’t Buy Consumables Unless Necessary
Try to get contracts, position changes, or chemistry styles through matches, rewards, or SBCs. Buying them outright can drain your coin balance faster than you think.
12. Keep a Weekly Budget
Set a limit on how much you spend weekly. Having a plan prevents overspending and ensures you always have coins on hand for emergencies.
13. Invest in Rare Golds During Lulls
Outside of promo periods, rare gold players dip in price. Scoop them up when low and sell when SBC demand spikes.
14. Buy Before Content Drops
Before a major promo drops, invest in cards that typically rise in demand — such as high-rated fodder or popular meta players.
15. Upgrade Stadium Items Later
As much as custom stadiums are fun, they don’t improve your team. Focus your FC 26 Coins on players first, cosmetics second.
16. Track Price Trends with a Spreadsheet or App
Knowing when to buy or sell is easier with a system. Record prices manually or use community-trusted apps and websites to spot profitable trends.
17. Sell Before the Market Crashes
If you hear rumors of a new promo or big leak, offload cards early. Holding too long can turn 100K players into 40K losses overnight.
18. Don’t Be Afraid to Liquidate
Sometimes, starting fresh with 500K in coins is better than holding onto a team you’re not enjoying. Selling your full squad can give you flexibility and freedom to rebuild strategically.
Coins are your most valuable resource in Ultimate Team. Using them wisely not only strengthens your lineup but also reduces the need to grind unnecessarily. Whether you’re a Weekend League warrior or a casual squad builder, these tips should help you get the most out of every FC 26 Coin you earn.
